Don Jessup, Distressed Property Expert

Personal Recommendations for Don Jessup 2

Tue, 27 Dec 2011 18:19:12 GMT

13 Recommendations for Don Jessup

steve joh

2 hours ago

I highly recommend Don Jessup and his office. Our short sale ended up having some complications beyond our control, and Don navigated through the process with expertise, professionalism, and aplomb. He constantly had our best interests in mind, and despite the complications (again, out of his control) was able to negotiate a very good outcome for us. He really knows his stuff, which in the world of dealing with banks and the short sale process is really important. I felt totally confident knowing that we were working with someone who knew the ins and outs of the whole process, as well as how to deal with each individual bank. Don and his office were always very courteous and friendly with us and helped us through a difficult process. If you are in a short sale, go with Don. He knows way more about how to work out a great outcome for you.

Grace Mejia
Regional Diverse Segments Manager, Wells Fargo Home Mortgage

Dec 22, 2011 at 10:08AM

I have known Don Jessup for years. We all have a Center of Influence; those individuals that we know, trust and respect to do the right thing; Don is one of those professionals. Don will share his wisdom and expertise with you to solution and discuss important issues at any time because you are important to him. As a shortsale expert, I am confident when I refer my personal friends to Don for guidance. Don has dedicated over 20+ years as a realtor in the San Jose area specializing in successful short sale negotiations. I would strongly recommend him to anyone who is interested in exemplary, honest and caring attention. Regardless of the outcome of your needs, you will be pleased to know Don and have him be a trusted advisor for you and your family in the years to come. You are welcome to call me at 916-410-5553 to receive my personal endorsement of Don Jessup of Silicon Valley Associates.

Robert N.
Retired / Disabled

Dec 17, 2011 at 11:50PM

Don Jessup with Silicon Valley Associates was very professional with his expertise in Real Estate and Mortgage Management. I was disabled from a major medical condition and also divorced which caused my financial management to be out of control. Don helped me through the whole process of the short sale of my property with the expertise to help me stay in my home with my dependent daughter for more than 12 months. This created the opportunity for me to have a fresh financial start and to be in control of my financial management once again. He showed a lot of empathy for my situation and guided me through the entire process with the utmost respect. Don's expertise with real estate short sale laws is exceptional. Don also successfully helped me through the process of filing for Chapter 7 bankruptcy. I highly recommend his services for professional guidance of real estate management.

Teri L.
Sr. Accnt Mngr

Dec 4, 2011 at 8:19PM

I've worked w/ Don for over 15yrs and he is just one the many agents I work with consistently as a rep for a title co.

Being able to understand how agents operate "on the other side of the fence" or "behind the scenes" i can say w/ unabashed confidence that Don is one of the most knowledgeable, ethical, service oriented agents i have the True pleasure of working with.

He consistently educates himself on the Daily changes happening in our current market climate( while teaching agents outside of his organization) Don takes the time to understand his client's needs, surrounds himself with a top notch team and is Highly regarded in the Real Estate community. This is important as a transaction can easily fall apart simply because one agent doesn't have the confidence in the other agent who is bringing a transaction in. Don is viewed as one that Any professional agent would Love to work with.

Im excited for anyone who has the pleasure of working with Don as i know they will find their "agent for life" once they do!

Marie Barber
Escrow Officer

Dec 3, 2011 at 7:41AM

Don Jessup, Realtor and myself as Escrow Officer have closed many short sales in San Jose and the Campbell area. He has helped many clients with their real estate needs. Don and his team keeps the transactions organized and makes sure the negotiation deadlines are met. I highly recommend Don Jessup to be your short sale Realtor.

Tim

Nov 17, 2011 at 7:31AM

Don Jessup has been our realtor in San Jose for the past 15 years. We can thank him and his team enough for all their hard work with selling, purchasing our properties. Most recently Don helped us with a loan modification and we can't thank him enough for
helping us retain our home.

Ilena Ferrer

Nov 15, 2011 at 9:39PM

I am very appreciative of my Realtor Don Jessup's, help with the short sale of my home. He was very knowledgable of the specifics of this type of sale and made the process very simple and as easy as possible.

Zulki Khan - San Jose, CA

Nov 12, 2011 at 10:00AM

I have done multiple real estate deals with Don, both on the buy side as well as on the sell side and found him to be honest and hard working agent. His attention to details is awesome and work ethics superb !

I would recomment Don Jessup to anyone in a heartbeat !!

Joyce Cortese

Nov 11, 2011 at 1:17PM

I hired Don Jessup as my Realtor, because he was highly recommended. I was retiring from San Jose to a town along the coast. He worked with the other real estate person creating a smooth transition.

I put a bid on a home and the timing was essential. He was great at negotiating and was able to meet the deadline.

People were out bidding each other and one person offered a $1,000 more than the highest offer. He recommended we decline because he knew they couldn't get the loan fast enough. He had to hurry or I would loose my new home. It was a very positive short sale.

I have recommended him to many people. I never knew anyone that was so good and quick-thinking. He doesn't know this, but I left in my will that if my home is to be sold upon my death, he is the one to make the sale.

He did a lot of extra things that I haven't heard of a Realtor doing and I really appreciate his service. It was beyond the call of duty. I don't forget things like this.

I have spread the word of his excellent talent as a real estate professional. I was extremely impressed.

Sincerely,
Joyce Cortese

J.S.
Silicon Valley Business Owner/CEO

Nov 11, 2011 at 9:57AM

Don Jessup was incredible to work with for the completion of our short sale of our home in San Jose. After realizing that our home had depreciated 40% in value since we purchased it, we knew we were too upside down to reasonably see the home worth what we paid for it any time soon. Don gave us great advice and knew EXACTLY what to do.

After weighing our options with some other realtors, we met with Don and he was the first realtor who knew exactly what to do in a short sale, who to talk to, how to process forms, how to negotiate, his confidence inspired us to move forward in an otherwise scary and unsure process.

He quickly found a buyer and convinced the bank to sell it for 30% less than we paid, we got to walk away from the property debt free and in no risk of retaliation from the mortgage company and the IRS.

As someone who has gone through a short sale, my best advice is to use a realtor who has the MOST experience, don't let a realtor use your life as an experiment to figure out how to do a short sale, use someone who knows exactly what to do, Silicone Valley Associates are the experts.

Ron Ricard
1031 Intermediary

Nov 11, 2011 at 8:08AM

I have worked with Don for many years and always thought he was extremely knowledgeable, professional and conscientious. He keeps close contact with his clients and doesn't hesitate to stand up for them. His personality and experience makes him a great person to work with.

L. Johnston
Escrow Officer

Nov 10, 2011 at 8:47AM

I recently closed a short sale transaction with Don Jessup in the San Jose area. It was one of the smoothest short sales I've done. Don is extremely knowledgeable and an excellent negotiator. He's the consummate professional.

Guy Berry
Fellow agent at Keller Williams

Nov 9, 2011 at 5:50PM

Don is an excellent agent and truly an expert in this tough Short Sale and REO market.

Harp loans

Fri, 23 Dec 2011 12:41:44 GMT

HARP

Fannie Mae has updated its Selling Guide to reflect the recently announced changes to the Home Affordable Refinance Program (HARP).

Most of the revisions had been previously announced in November, but there’s one nuance that stands out, and until this week, had been absent the HARP 2.0 discussion.

Fannie Mae has removed the “reasonable ability to repay” clause from the criteria for vetting borrowers for a new HARP 2.0 refinance.

The D.C.-based GSE says the terminology was scratched because the underwriting requirements specific to its refinance channels – Refi Plus and DU Refi Plus – are already clearly outlined within the Selling Guide.

Fannie states in its latest update, “For Refi Plus, the lender is no longer required to determine the borrower has a reasonable ability to repay the mortgage based on a review of the information provided on the new loan application.”

The previous guidelines for HARP loans processed through the manual underwriting channel (Refi Plus) put the onus on lenders to determine that the borrower had a reasonable ability to repay the mortgage based on information provided by the borrower and payment history. It also required that lenders verify and ensure the borrower had a source of income.

Barclays Capital explains that ability to pay has traditionally been measured using DTI (debt-to-income

ratio) but pursuant to HARP guidelines, no DTI calculation or evaluation is required if the borrower’s payment does not increase by more than 20 percent. A 45 DTI cap applies otherwise.

Under the revised guidelines, the ‘borrower ability to pay’ clause is no longer an underwriting requirement. Barclays says it appears Fannie Mae has taken subsequent feedback from lenders into account since the November 15th announcement of the HARP 2.0 framework and incorporated this change into its guidelines.

The analysts at Barclays say the removal of the ability to pay clause is a “significant and unanticipated change that could have ramifications for the HARP program.”

The GSEs promised to relax representation and warranty requirements under the new HARP program and in doing so, have reduced or waived most of the underwriting requirements on traditional loans.

The ability to pay guideline, however, has continued to burden lenders with a subjective underwriting evaluation process that contains rep and warranty risk, according to Barclays.

“In our conversation with lenders, this has been often highlighted as one of the significant hurdles to HARP refinancing,” the investment banking firm said. “Lenders argue that lack of clarity on what ‘reasonable ability’ precisely means could expose lenders to indemnification liability in the event that the loan defaults.”

Barclays went on to explain, “Though the GSEs have indicated that this clause exists to ensure prudent underwriting judgment and efficient choice between HARP and HAMP, lenders view this as a significant risk.”

Removal of the clause alleviates many of the remaining concerns about rep and warranty indemnification with respect to HARP refis, according to Barclays.

The firm says lenders can now underwrite HARP loans assessing borrower credit based on a straightforward metric – number of payments made – which reduces a significant layer of complexity with respect to rep and warranties liabilities for HARP loans. DSNews.com

Don Jessup

Realtor

1590 The Alameda #110

San Jose, Ca 95126

Credit Myths

Tue, 20 Dec 2011 12:12:12 GMT

Busting 7 Common Credit Myths

Let's face it, myths are fun. Who wouldn't long for a good sighting of the Loch Ness Monster, Bigfoot or a chupacabra?

However, myths involving your credit score and personal finances can cause big problems. Incorrect beliefs can send your credit score plummeting, leaving you unable to qualify for a lender's lowest mortgage rate or car loan, or a credit card's most attractive APR.

Experts say these are some of the most notorious myths that could send your score spiraling down the drain.

1. Myth: As long as I make my minimum payments on time, my credit is golden.

Reality: Not true. Outstanding credit balances can weigh down your score as well.

Gregory B. Meyer, community relations manager at Meriwest Credit Union in San Jose, Calif., says that's because the purpose of having credit is not only to make payments, but also to pay things off over time. "Paying the minimum is the equivalent of running in place. Lenders see balances that hang around, not getting paid off, in a negative light. And they would rather lend to someone who is paying their obligations than someone moving them down the road a piece by making minimum payments ."

A whopping 30 percent of your score is dependent on your balances, says Meyer. And balances that are kissing the credit limit affect your score negatively. "They can become the unwanted house guest who never leaves when you're applying for additional credit. And can keep you from qualifying for credit or from getting the most attractive rates and offers," he says.

2. Myth: If I pay off this collection, it will be removed from my credit report.

Reality: Nope. Meyer says if you pay a collection account, it will be reported as a closed or paid collection. "It is still a negative item. It's not as negative as an open unpaid collection. But it lingers there to tell potential creditors that you have had some problems paying bills in your past.

"A collection can be on your credit report for seven years. A paid collection remains on for the balance of the seven years after payment. So if a collection has been on your report for two years and you pay it, it will show as a paid collection for the next five years," says Meyer.

"Your score will start to bump up after you pay the collection. How much of a bump depends on your other credit issues like other payment history and debt-to-credit ratio," says Meyer.

3. Myth: Only errors that involve amounts owed or paid off affect my credit score.

Reality: "Inaccuracies in basic information on credit reports occur and can affect credit scores more than most people might think," says Kevin Gallegos, vice president of operations for Freedom Debt Relief in Phoenix.

He says you should verify identifying information such as your name, current and previous address listed, date of birth, Social Security number and "aliases" -- other names such as names with or without a middle initial, and maiden names.

"Any inaccuracies, even those as little as a wrong middle initial, could leave you holding the financial bag for debts that are not yours or with a dented credit score because of the mistakes," says Gallegos.

4. Myth: Zero percent deals are big money savers.

Reality: Zero percent offers, which typically offer no interest payments for a set period of time, may sound great, but only if you are uber-disciplined about paying the entire balance off before the promotion period ends.

But Meyer says beware. This is a consumer trap.

"If you are one day late with a payment, you immediately suffer penalty interest. The rate on the account will jump up, possibly to over 25 percent and the company may charge interest from the start of the financing," he says. "Even if you only owe $1 at the end of the term, you will suffer penalty interest."

Meyer says he had a client who bought a houseful of furniture on a three-year zero percent deal and made 35 payments on time. "The last payment made in December was two days late due to holiday mail, which can be late sometimes. The finance company sent her a bill for about $2,300 in penalty/back interest owed," says Meyer.

5. Myth: Only strangers are interested in getting my personal information and stealing my identity.

Reality: Steve Rhode, a consumer debt expert, consumer advocate and money coach on the television reality show, "Starting Over," says many of the clients he's counseled on credit issues have had their identities stolen by family members, roommates and others close to them. In fact, the number of cases of identity theft involving known thieves is nearly the same as those involving stranger thieves.

"Someone close to you who has access to your personal information could easily leave you the victim of identity theft. The saddest cases are when the parent takes out credit in the child's name and runs the debt up," he says.

6. Myth: Shopping or banking online isn't secure.

Reality: Robert Siciliano, an identity theft expert and certified security instructor for numerous industry associations, says that depends.

"It's actually possible that the 'e-tailer' or bank where you do business is more secure than your computer," he says. "The consumer is often the path of least resistance to fraud."

That's because not all online retail sites and banks are secure, which means consumers are sitting ducks for hackers hoping to steal your credit information or identity.

"As long as your computer has updated antivirus and spyware protection, you should be fine," says Siciliano. "And don't enter any personal information, including credit card numbers, unless a site's address includes 'https://' in the address bar. The "s" means it's a more secure site."

7. Myth: A debit card is just as safe to use as a credit card.

Reality: Rhode says unlike credit cards , which have a credit limit and protection from fraudulent activity, a debit card is the equivalent of an electronic check that allows people to reach directly into your bank account.

"If you fall victim to fraud or an errant transaction that drains your checking account, you will have to wrestle with your bank and hope you'll be issued provisional credit while the matter is investigated," says Rhode.

By comparison, Rhode says credit cards give you the opportunity to review the transactions and lodge a dispute prior to being obligated to pay for a fraudulent transaction.

YahooFinance

Don Jessup Realtor

Silicon Valley Associates Inc.

1590 The Alameda #110

San Jose, CA 95126

Personal Recommendations for Don Jessup

Mon, 21 Nov 2011 19:04:36 GMT

11 Recommendations for Don Jessup

Robert N.
Retired / Disabled

2 days ago at 11:50PM

Teri L.
Sr. Accnt Mngr

Dec 4, 2011 at 8:19PM

Marie Barber
Escrow Officer

Dec 3, 2011 at 7:41AM

Tim

Nov 17, 2011 at 7:31AM

Ilena Ferrer

Nov 15, 2011 at 9:39PM

Zulki Khan - San Jose, CA

Nov 12, 2011 at 10:00AM

Joyce Cortese

Nov 11, 2011 at 1:17PM

J.S.
Silicon Valley Business Owner/CEO

Nov 11, 2011 at 9:57AM

Ron Ricard
1031 Intermediary

Nov 11, 2011 at 8:08AM

L. Johnston
Escrow Officer

Nov 10, 2011 at 8:47AM

Guy Berry
Fellow agent at Keller Williams

Nov 9, 2011 at 5:50PM

Don is an excellent agent and truly an expert in this tough Short Sale and REO market.

The Truth About Mortgage Modifications

Mon, 02 Nov 2009 08:23:28 GMT

The Truth About Mortgage Modifications

The decisions you make as a homeowner today hold a profound impact on your financial future. However, it is important to safeguard yourself from misinformation and fraud. Get the facts regarding your situation and always have a contingency plan.

For those who qualify, a mortgage modification is the ideal remedy to their financial distress. I’ve prepared a FREE report on the truth about mortgage modifications to guide you through this important process. Simply provide your information below to get this valuable information, and feel free to pass it along to anyone who may need it. One homeowner lost to foreclosure is one too many!

As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Together, we can formulate a plan to get back on track.

If you have any unanswered questions, or your circumstances are urgent, please call me today.

Don Jessup
(408) 221-2120

Make Financial Stability Your Resolution

Foreclosure Stress Never Goes on Holiday

If a foreclosure is threatening your happy holiday, you should know you're not alone. Millions of Americans are in the same situation, and it is my goal to help ease the stress that comes with the threat of foreclosure for as many as I can reach.

As a CDPE-designated agent, I help struggling homeowners navigate the various options they have to avoid foreclosure. One possible option is a mortgage modification, which makes monthly payments more affordable.

For more information regarding this and other solutions, please download the free report located on this site.

If you need immediate assistance, please feel free to contact me throughout the holiday. I'm here to help. Make financial stability your resolution for the New Year!

Hidden Costs of Bankruptcy

Considering filing for bankruptcy? There may be alternatives you've never considered …

If you are having trouble paying your mortgage and are possibly considering bankruptcy, there may be better solutions for your particular circumstances. I've created the free report available on this page, "The Hidden Costs of Bankruptcy," to provide more information.

Alternatives to foreclosure, such as conducting a short sale and moving into a rental residence with less expensive payments, may offer the breathing room you need to reorganize your finances.

To get your free report, fill out the form below and click send. However, if your situation is urgent and you need immediate assistance, please don't hesitate to contact me.

I'm here to assist you.

Are You Living Under the Cloud of an Unmanageable Mortgage

An Unmanageable Mortgage Clouds Everything

When families are tapped out financially and faced with the uncertainty of not knowing how much longer they'll be able to stay in their home, the prospect of planning or having a positive outlook on the future seems out of the question.

Many financially strapped homeowners feel frozen in action and it's no wonder, but here's the most important point that you need to know:

Even though millions of homes have been lost to foreclosure, you and those you care about absolutely do not need to add to that statistic.

More help is available now than ever before.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am adept at navigating among the full range of solutions for helping financially distressed homeowners to make a fresh start.

If you, or someone you care about is looking to get out from under the cloud of unmanageable mortgage contact me today for a confidential consultation!

Government Program Surveys

Are You Eligible?

The government programs currently available to homeowners can be valuable resources, but only if you know which ones are right for your situation.

That’s why I’ve created this free resource that lets you find out which programs you’re eligible for. Read the descriptions for each program to see which one fits your situation, then fill out the corresponding survey to see if you are eligible.

Find out now if you are eligible!

The good news is that programs exist for a variety of situations, and even more options are available beyond those programs. As a CDPE-designated agent, I can provide all of your possibilities and help you get moving toward a solution.

Mortgage Crisis Easier

Solving Your Mortgage Crisis Just Got Easier

If you are having trouble making your mortgage payments, the strain of figuring out what to do can be overwhelming.

Why do it alone when you can have a dedicated, extensively trained professional on your side at no cost to you?

Both lenders and the federal government are putting new systems in place to help you avoid foreclosure. For access to free, detailed information explaining these programs, simply download the report below.

On this website, you can find information regarding all of your options. When you call me to find out what you can do to take advantage of these options, I will show you how having straightforward solutions to your mortgage challenge can help you to breathe a little easier.

For more specific information and to see if you qualify, please, call me today! The sooner you call the sooner you can breathe a sigh of relief!

Tipping the Scales Toward Foreclosure?

Fear of foreclosure is a national epidemic.

Millions of homeowners fell behind on their mortgage payments last year, and then proceeded to fall further behind every month.

These are tough times and there are no easy answers.

The fact is, major lenders, the federal government, and local agencies across the country have stepped up their efforts to stem the tide of foreclosures. More help is available than ever before.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am knowledgeable and adept at navigating among the full range of solutions for helping financially distressed homeowners to make a fresh start.

Looking to learn more? Check out my free report: "Tipping the Scales Toward Foreclosure? Resolve to Shed the Weight of an Unmanageable Mortgage in 2012."

And if you, or someone you care about is looking to tip the scales back into financial solvency, contact me today for a confidential consultation!

Options and Solutions

Thank you for visiting this site and taking the first step toward finding answers. I appreciate what it has taken for you to come here, and commend your efforts to get the facts about your situation. The current real estate environment can be frustrating, with misinformation and conflicting plans for how to proceed.

As a real estate agent, what I often see in troubled homeowners is a belief that they are alone with their challenges. Regrettably, over 70% of homeowners in foreclosure proceed without ANY visible assistance. This is not acceptable for the communities I serve.

That's why I've developed this site: to ensure you get the valuable resources that can reduce your financial strain and change your life for the better. As a CDPE I know the options for homeowners in foreclosure or delinquent on their mortgages, and I can send you a report detailing this information, prepared just for you.

Simply enter your information below and click "Send." I hope that you will review this information carefully, so that your next steps are the right steps toward a real solution.

Let me help you evaluate your options and get back on track to a solid, stable future.

Your First Steps To Avoid Foreclosure

Your First Steps

In today’s market, 1 in 7 homeowners is having trouble paying the mortgage. More than 70% of these homeowners proceed without seeking assistance or getting the facts. Many do not even realize that foreclosure is a process, and that there is time to make decisions that may result in a better outcome.

You are not alone. Millions of other homeowners nationwide are in the same circumstances. To assist you, I’ve prepared a free report outlining the first steps a homeowner should take when facing a foreclosure.

Fill out your information below for this free report. Don’t hesitate. Get back on track today!

Is Your Mortgage Payment Dragging You Down?

One in seven mortgages in this country is headed toward foreclosure.

If you or someone you care about is feeling burdened by a mortgage that is unaffordable, I can help.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, it is my mission to help homeowners avoid the financial devastation of foreclosing on their home. In the process, I help them move forward on a positive path. If you'd like to learn more, I invite you to access my free report: Is Your Mortgage Payment Dragging You Down?

As my report points out, there are currently 6.5 million mortgages in the country that are delinquent or in foreclosure. Stemming the tide of foreclosures has become a national priority because a foreclosure is nothing short of a disaster for all concerned – families, communities, the real estate market and the national economy as a whole.

As a CDPE, I am tapped into the most up-to-date solutions for financially distressed homeowners, and am distinctly qualified to work with you to determine your best possible option.

Contact me today and let's get started!

Cash for Short Sales

Short Sales are More Valuable Than Ever!

Avoiding foreclosure is always a smart move, but now there are incentives that make it an even better one.

Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier and quicker through the Home Affordable Foreclosure Alternatives Program, or HAFA, which also gives the homeowner $3,000 for participating.

With the free report provided here, you can learn all the benefits of completing a HAFA short sale. Simply fill out your information below for details on the program and how you would benefit.

Please read this report to learn the facts, and contact me to start exploring solutions.

Caution: Protect Yourself Against Mortgage Relief Scams

The Federal Trade Commission (FTC) has issued regulations protecting consumers against mortgage relief fraud. Due to the growing number of scams that are designed to take advantage of homeowners in distress, the government wants to make sure you won’t be a victim.

As a CDPE, I am fully compliant with the FTC regulations, and want to help you avoid being taken advantage of by unscrupulous individuals or companies, as well.

In fact, I’ve developed a free, detailed report that explains the warning signs of potentially fraudulent activity so you can protect yourself and the ones you love.

If you are facing an unaffordable mortgage and need help from someone you can trust, please contact me today.

I’m here to help.

Need a Helping Hand?

Compassion and connections to untangle your complicated mortgage challenges

If you or someone you care about is falling behind on your mortgage and owes more on your home than it is worth in today's market, you are not alone.

In fact, 6.3 million homeowners are in some stage of foreclosure right now.

As my recent report points out, there are currently 10.9 million homeowners in the United States who owe more on their mortgage than their home is worth in today's market.

Far too often, homeowners in this situation feel that they have no other choice but to let their home fall into foreclosure.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the best solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Need a Helping Hand? If the market and your mortgage have tossed you a curve, you are not alone."

Contact me today and let's get started!

On the Edge of Losing Your Home?

When you or someone you know is pushed to the edge of foreclosure, it is vital to know that you have options.

It is my duty as a real estate professional to reach out to distressed homeowners. As a CDPE-designated agent, I have received extensive training to help homeowners avoid foreclosure.

I created this site to provide a lifeline of information regarding alternatives. From short sales to loan modifications, I can provide information to help.

For a free report on foreclosure alternatives, fill out the form below and click "Send." Take action today and avoid falling into foreclosure. I'm only a phone call or email away.

Change the Course!

You Can Change the Course!

If you feel like shifting economic winds have not been in your favor lately, you are in good company. More than 6 million homeowners nationwide are in some stage of foreclosure.

If this is the case with you or someone you care about, you are all too aware of the stress and uncertainty that accompanies notices of default, unwanted phone calls and offers of help that turn out to be no help at all.

The fact is, the last thing your bank wants is to foreclose on your home. Banks are willing to negotiate, and you need someone on your side who is adept at negotiating with banks.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the best solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Change the Course! And Navigate Away from an Unmanageable Mortgage."

Contact me today and let's get started!

Short Sale & Deed-In-Lieu

Contrary to what you may have heard, lenders actually want to avoid foreclosure wherever possible. That’s why they’re accepting more short sale and deed-in-lieu transactions everyday in an effort to eliminate unnecessary foreclosures. This is great news for homeowners facing financial distress.

To help you understand more about these two options, I’ve prepared a free report just for you, called ‘Short Sale & Deed-in-Lieu: Dignified Solutions.’ To receive your free report, please provide your information in the fields below.

I hope you’ll review these options carefully and pass this information along to those who may need it. I commend your efforts to finding a solution to the difficult financial situation that you or someone you know is currently facing. Providing the best advice and information in your time of need is my priority.

Let me help you evaluate your options and get you back on track to a secure financial future.

7 Short Sale Myths

There are millions of homeowners just like you who are looking for answers and don’t know what to do. You’re not alone and you’re in the right place.

As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Despite my best efforts, there’s still an overwhelming amount of misinformation about the options available, especially short sales.

To give you a better idea of the short sale option, and to set straight some of the myths you may have heard, I’ve prepared a free report just for you - please fill out the information below to receive your free report. This report will clarify the following myths:

The Bank Would Rather Foreclose Than Bother With A Short Sale
You Must Be Behind On Your Mortgage To Negotiate A Short Sale
There Is Not Enough Time To Negotiate A Short Sale Before My Foreclosure
Listing My Home As A Short Sale Is An Embarrassment
Short Sales Are Impossible And Never Get Approved
Banks Are Waiting On A Bailout And Not Accepting Short Sales
Buyers Are Not Interested In Short Sale Properties

These ideas are potentially harmful to homeowners seeking real solutions. I hope you’ll review this information for yourself or share it with a homeowner in need.

In these times, we all need to know the truth to know how to get back on track.

If you have any additional concerns about this issue, or your circumstances are urgent, please give me a call.

Don Jessup
(408) 221-2120

Avoiding Mortgage Modification Fraud

I Am An Agent Against Mortgage Fraud!

The last thing struggling homeowners need is to be victimized by fraud. Sadly, some people are preying on those who need help the most. Today, the real estate industry is the newest, biggest target for predatory schemes. In fact, the U.S. Attorney General, Eric Holder, stated that mortgage fraud cases are 400 percent higher than they were five years ago.

With nearly 1 in 6 homeowners unable to pay their mortgages, understand that you are not alone. Knowing your legitimate foreclosure-avoidance options is the best way to fight this terrible trend.

The report on this site will tell you how to avoid mortgage fraud schemes, as well as what solutions are available to you. Enter your information below and get the facts now!

Feeling Trapped by Your Mortgage?

Feeling trapped by your mortgage?

Education is the Key

If you or someone you know feels like a prisoner to unaffordable mortgage payments, you should know that education may be the key to financial freedom. You have options available that can help ease the worry of making payments or losing your home to foreclosure.

To find out more about the options you have to choose from, download the free report I've created at the bottom of this page.

In fact, this entire website has been created exclusively for homeowners like you who need a trusted source for viable solutions to foreclosure.

If you have questions about the information you find here, or would like to get started in creating a plan, call me today.

The more proactive we are, the better chance you'll have in finding financial freedom and stability.

Short Sale vs. Foreclosure

Foreclosure or Short Sale: Understand the Differences

Underwater on your mortgage? Facing foreclosure? Avoiding foreclosure through a short sale can have many benefits for your future financial stability.

I created this site to help spread the word about the options to avoiding foreclosure, and a short sale has many benefits. A successful short sale can reduce the damage to one's future loan eligibility, credit rating, employment, security clearance and more.

For a free report on the differences between short sales and foreclosure, fill out the form below and click "Send". If your situation is urgent, feel free to contact me immediately. I'm ready to help you take action and secure a more secure financial future.

As a CDPE-designated agent, I've been trained to pursue foreclosure alternatives, and I'm here to help.

Mortgage Payments Weighing You Down?

Give Yourself and Your Family the Gift of a Fresh Start to 2012!

If you've spent too much of 2011 living under the dark cloud of an unaffordable house payment, you're in good company. Current estimates are that more than 25 percent of all homeowners in this country would net less on the sale of their home than the amount they owe on their mortgage, and 6.3 million homeowners are in some stage of foreclosure.

The good news is that you have options. Helping homeowners to avoid foreclosure has actually emerged into the spotlight of as a national priority, with major banks, the Federal government and many state and local agencies offering more assistance than ever before to financially strapped homeowners.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the full scope of solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Mortgage Payments Weighing You Down? Give Yourself the Gift of a Fresh Start."

Contact me today and let's get started!